![\"\"](\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Couple.Beach_-scaled.jpg\")
\n <\/div>\n <\/div>\n Allied\/Econocheck\u00a9: AD&D, HAP, and HIP<\/h3>\n \n Accidental injuries, loss of life, and unexpected hospital stays can lead to unexpected expenses for you and your family. Insurance can help to prepare you and your family for such expenses in a variety of ways:<\/span><\/p>\nAccidental Death & Dismemberment (AD&D) insurance<\/strong> can help you prepare financially for accidents that result in a covered injury or death. Protecting your family has never been so easy with $1,000 complimentary AD&D coverage for being a valued member, the option to purchase up to $300,000 additional insurance coverage at affordable group rates, and easy, online enrollment with no medical exams or health questions. – Econocheck\u00a9 AD&D<\/a><\/strong><\/span><\/p>\nA Hospital Accident Insurance Plan (HAP)\u00a0<\/strong>can help reduce the rising costs of health care in the event your health insurance may not be enough to cover your hospital expenses. Offset out-of-pocket hospital expenses resulting from a covered accident with cash benefits paid directly to you. Receive up to $1,800 a day for Intensive Care, up to $900 a day for an In-Hospital Stay, and $450 per accident for Emergency Room Treatment, and easy, online enrollment with no medical exams or health questions. – Econocheck\u00a9 HAP<\/a><\/strong><\/span><\/p>\nA Hospital Indemnity Insurance Plan (HIP)<\/strong> can help reduce the cost of long-term hospital stays that otherwise cause severe financial hardship on your family. Accident and Sickness Plans can provide critical coverage for doctor-ordered hospital stays resulting from both sickness and covered accidents. With affordable group rates and a no-risk 60-day coverage period to start, cash benefits are up to $400 per day (up to 365 days) for covered accidents (or $200 for covered illnesses) and are paid directly to you and may be used as you choose. – Econocheck\u00a9 HIP<\/a><\/strong><\/span><\/p>\n*Must be age 18 or older and a financial institution checking or savings account holder to apply for any of the above insurance products. Full terms and conditions can be found at the Econocheck website below.\u00a0<\/em><\/span><\/p>\n\n <\/div>\n \n Learn More<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n \n \n \n \n ![\"A](\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" "\\"Family")
\n <\/div>\n <\/div>\n \n TruStage: Life, Home, and Auto Insurance<\/h3>\n \n Partner with us when you\u2019re making life plans. Our experienced professionals listen to your needs and assist you in making the best financial decisions for you and your family. Whether your needs are large or small, the TruStage\/Liberty Mutual program is here to help you with a variety of insurance needs.\u00a0<\/span><\/p>\n<\/strong>TruStage\u2122 Auto & Home Insurance\u00a0<\/strong>\u2013 Liberty Mutual offers Auto & Home Insurance that’s easy to get and easy to understand.\u00a0<\/span><\/span><\/p>\nTruStage\u2122 Life Insurance <\/strong>\u2013 Get the protection you need, for the length of time you need, at a price you can afford.<\/span><\/p>\n<\/strong><\/span><\/p>\n\n <\/div>\n \n Learn More<\/a>\n Auto, Home<\/a>\n Life Insurance<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n<\/div>\n\n\n\n \n \n \n \n \n <\/div>\n <\/div>\n \n Members Home and Auto<\/h3>\n \n We are partnered with Michigan-based Members Home and Auto <\/em><\/span>(MHA) to provide outstanding service to our Members. For over 25 years, MHA has been providing exceptional service to credit union members.<\/span><\/p>\nMHA offers exclusive group discounts and represents a variety of reliable insurance companies, such as Citizens, Auto-Owners and Frankenmuth.<\/em> MHA’s experienced insurance professionals make saving time and money easy – and offer a variety of policies from Renters and Home insurance to Auto and RV – plus, Business, Umbrella and Life insurances.<\/span><\/p>\nRequest a free, obligation-free proposal today!<\/strong><\/em><\/p>\n\n <\/div>\n \n Proposal<\/a>\n Learn More<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n \n \n \n \n \n <\/div>\n <\/div>\n \n The Family Security Plan<\/h3>\n \n The Family Security Plan\u00ae, A Trusted Partner with Zeal Credit Union<\/strong><\/span><\/p>\nSince 1973, The Family Security Plan\u00ae<\/strong> has been connecting credit union families with high quality affordable insurance benefits that fit your lifestyle and budget. With Zeal Credit Union<\/strong> and The Family Security<\/strong> Plan<\/strong>\u00ae<\/sup>\u00a0on your side, take the first steps toward securing your family\u2019s future.<\/span><\/p>\nThrough a partnership with The Family Security Plan<\/strong>\u00ae<\/sup>, we are\u00a0pleased to offer members:<\/span><\/p>\nWhole Life Insurance<\/strong><\/span>
\nSecure your family\u2019s future with permanent protection that never expires.\u00a0 Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.<\/span><\/p>\nTerm Life Insurance<\/strong><\/span>
\nIf your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.<\/span><\/p>\nDisability Income Insurance<\/strong><\/span>
\nIn the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.<\/span><\/p>\nCritical Illness Insurance<\/strong><\/span>
\nFocus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*<\/span><\/p>\nAccident Insurance<\/strong><\/span>
\nHandle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.<\/span><\/p>\nHospital Sickness Insurance<\/strong><\/span>
\nPays money directly to you if you get hospitalized due to an illness, regardless of any other coverage you may have.<\/span><\/p>\nNo Cost Accident Benefit<\/strong><\/span>
\nNothing is more important to us then our member\u2019s financial future. We are happy to offer you, at no cost, the Private Passenger Accident Plan. Through this plan you will receive up to $240 per day you are hospitalized due to an accident in a private passenger automobile.** To activate your NO COST plan click below!<\/span><\/p>\nGet a free quote today! It\u2019s quick and easy. To get started, hit the ‘Learn More’ button below.\u00a0<\/strong><\/span><\/p>\nTo find out more about any of The Family Security Plan\u00ae<\/sup> programs <\/span>visit familysecurityplan.com\u00a0or call (855) 789-4976.<\/span><\/p>\n*Covered critical illnesses are defined in the policy.
\n** The first day of a hospital stay must occur within 90 days of the accident causing injury. The maximum hospital stay period that the benefit is paid per accident is 30 days, with said period including any re-admittance period occurring from the same accident within 180 days after discharge. Coverage available to eligible individuals annually for placement\/renewal from the ages of 18-80; upon attaining age 70, the benefit shall be reduced by 50% and upon attaining 80, coverage is terminated\/not available. Certain types of accidents and coverage are excluded.<\/em><\/p>\n\n <\/div>\n \n Learn More <\/a>\n Accident Plan<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n \n \n \n \n \n <\/div>\n <\/div>\n \n United Concordia: Invest In your Dental Health<\/h3>\n \n United Concordia<\/strong>\u00a0is the second largest dental-only carrier in the country. They have more than 50 years of experience in the dental insurance industry. Zeal Credit Union has partnered with United Concordia to offer group rate dental coverage to our members because we care about your family\u2019s oral health.\u00a0 Often times, problems with oral health can tax your immune system, exposing you to greater risk of illness and infection.<\/span><\/p>\nDental Plans Available:\u00a0<\/strong><\/span><\/p>\n\n- Advantage Plus\u00a0<\/strong>is a comprehensive (fee-for-service, FFS) plan that provides access to several dentists who accept this insurance through the Advantage Plus network.\u00a0\u00a0<\/span><\/li>\n
- Concordia Plus (DHMO)<\/strong>\u00a0option is a managed care dental plan that requires members\u00a0to pre-select a Primary Dental Office (PDO) from\u00a0the Concordia Plus network.<\/span><\/li>\n<\/ul>\n
For more information on United Concordia dental plans, please call 1-800-332-0366 <\/a>or click the button below. <\/span><\/p>\nUnited Concordia plans are 100% served by United Concordia<\/strong>. Should you have any questions regarding your dental plan or to get started, please <\/span>call United Concordia customer care at <\/span>1-800-332-0366, <\/a>EMAIL Customer Service<\/a>,<\/em> or visit the United Concordia Client Corner, <\/span>by clicking HERE<\/span><\/a><\/strong><\/span><\/span>.<\/strong><\/p>\nWhat if I have a question?<\/b> <\/span><\/em><\/p>\nIf you have a question about your dental benefits\u00a0prior\u00a0<\/b>to being enrolled in the program, Email Customer Service<\/a><\/strong> or call 1-800-332-0366<\/a>.<\/em><\/span><\/p>\nHow do I check my account once I’ve enrolled?\u00a0<\/strong><\/em><\/span><\/p>\nVisit\u00a0<\/strong>MyDentalBenefits<\/strong><\/a>\u00a0for online access to your benefits detail, claim history, claim status, eligibility information and more!<\/span><\/p>\n\n <\/div>\n
Accidental injuries, loss of life, and unexpected hospital stays can lead to unexpected expenses for you and your family. Insurance can help to prepare you and your family for such expenses in a variety of ways:<\/span><\/p>\n Accidental Death & Dismemberment (AD&D) insurance<\/strong> can help you prepare financially for accidents that result in a covered injury or death. Protecting your family has never been so easy with $1,000 complimentary AD&D coverage for being a valued member, the option to purchase up to $300,000 additional insurance coverage at affordable group rates, and easy, online enrollment with no medical exams or health questions. – Econocheck\u00a9 AD&D<\/a><\/strong><\/span><\/p>\n A Hospital Accident Insurance Plan (HAP)\u00a0<\/strong>can help reduce the rising costs of health care in the event your health insurance may not be enough to cover your hospital expenses. Offset out-of-pocket hospital expenses resulting from a covered accident with cash benefits paid directly to you. Receive up to $1,800 a day for Intensive Care, up to $900 a day for an In-Hospital Stay, and $450 per accident for Emergency Room Treatment, and easy, online enrollment with no medical exams or health questions. – Econocheck\u00a9 HAP<\/a><\/strong><\/span><\/p>\n A Hospital Indemnity Insurance Plan (HIP)<\/strong> can help reduce the cost of long-term hospital stays that otherwise cause severe financial hardship on your family. Accident and Sickness Plans can provide critical coverage for doctor-ordered hospital stays resulting from both sickness and covered accidents. With affordable group rates and a no-risk 60-day coverage period to start, cash benefits are up to $400 per day (up to 365 days) for covered accidents (or $200 for covered illnesses) and are paid directly to you and may be used as you choose. – Econocheck\u00a9 HIP<\/a><\/strong><\/span><\/p>\n *Must be age 18 or older and a financial institution checking or savings account holder to apply for any of the above insurance products. Full terms and conditions can be found at the Econocheck website below.\u00a0<\/em><\/span><\/p>\n\n <\/div>\n Partner with us when you\u2019re making life plans. Our experienced professionals listen to your needs and assist you in making the best financial decisions for you and your family. Whether your needs are large or small, the TruStage\/Liberty Mutual program is here to help you with a variety of insurance needs.\u00a0<\/span><\/p>\n TruStage\u2122 Life Insurance <\/strong>\u2013 Get the protection you need, for the length of time you need, at a price you can afford.<\/span><\/p>\n We are partnered with Michigan-based Members Home and Auto <\/em><\/span>(MHA) to provide outstanding service to our Members. For over 25 years, MHA has been providing exceptional service to credit union members.<\/span><\/p>\n MHA offers exclusive group discounts and represents a variety of reliable insurance companies, such as Citizens, Auto-Owners and Frankenmuth.<\/em> MHA’s experienced insurance professionals make saving time and money easy – and offer a variety of policies from Renters and Home insurance to Auto and RV – plus, Business, Umbrella and Life insurances.<\/span><\/p>\n Request a free, obligation-free proposal today!<\/strong><\/em><\/p>\n\n <\/div>\n The Family Security Plan\u00ae, A Trusted Partner with Zeal Credit Union<\/strong><\/span><\/p>\n Since 1973, The Family Security Plan\u00ae<\/strong> has been connecting credit union families with high quality affordable insurance benefits that fit your lifestyle and budget. With Zeal Credit Union<\/strong> and The Family Security<\/strong> Plan<\/strong>\u00ae<\/sup>\u00a0on your side, take the first steps toward securing your family\u2019s future.<\/span><\/p>\n Through a partnership with The Family Security Plan<\/strong>\u00ae<\/sup>, we are\u00a0pleased to offer members:<\/span><\/p>\n Whole Life Insurance<\/strong><\/span> Term Life Insurance<\/strong><\/span> Disability Income Insurance<\/strong><\/span> Critical Illness Insurance<\/strong><\/span> Accident Insurance<\/strong><\/span> Hospital Sickness Insurance<\/strong><\/span> No Cost Accident Benefit<\/strong><\/span> Get a free quote today! It\u2019s quick and easy. To get started, hit the ‘Learn More’ button below.\u00a0<\/strong><\/span><\/p>\n To find out more about any of The Family Security Plan\u00ae<\/sup> programs <\/span>visit familysecurityplan.com\u00a0or call (855) 789-4976.<\/span><\/p>\n *Covered critical illnesses are defined in the policy. United Concordia<\/strong>\u00a0is the second largest dental-only carrier in the country. They have more than 50 years of experience in the dental insurance industry. Zeal Credit Union has partnered with United Concordia to offer group rate dental coverage to our members because we care about your family\u2019s oral health.\u00a0 Often times, problems with oral health can tax your immune system, exposing you to greater risk of illness and infection.<\/span><\/p>\n Dental Plans Available:\u00a0<\/strong><\/span><\/p>\n For more information on United Concordia dental plans, please call 1-800-332-0366 <\/a>or click the button below. <\/span><\/p>\n United Concordia plans are 100% served by United Concordia<\/strong>. Should you have any questions regarding your dental plan or to get started, please <\/span>call United Concordia customer care at <\/span>1-800-332-0366, <\/a>EMAIL Customer Service<\/a>,<\/em> or visit the United Concordia Client Corner, <\/span>by clicking HERE<\/span><\/a><\/strong><\/span><\/span>.<\/strong><\/p>\n What if I have a question?<\/b> <\/span><\/em><\/p>\n If you have a question about your dental benefits\u00a0prior\u00a0<\/b>to being enrolled in the program, Email Customer Service<\/a><\/strong> or call 1-800-332-0366<\/a>.<\/em><\/span><\/p>\n How do I check my account once I’ve enrolled?\u00a0<\/strong><\/em><\/span><\/p>\n Visit\u00a0<\/strong>MyDentalBenefits<\/strong><\/a>\u00a0for online access to your benefits detail, claim history, claim status, eligibility information and more!<\/span><\/p>\n\n <\/div>\n ![\"A](\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/03\/liberty_mutual_iStock-1135287647square.jpg\" "\\"Family")
\n <\/div>\n <\/div>\n TruStage: Life, Home, and Auto Insurance<\/h3>\n
![\"TruStage\u2122](\"https:\/\/trustage.liveplatform.com\/CreditUnions\/ZealCreditUnion\/Orders\/Order2023-11-20121625\/MintedAssets\/TruStageLifeInsurance\/display.gif\" "\\"TruStage\u2122")
<\/strong>TruStage\u2122 Auto & Home Insurance\u00a0<\/strong>\u2013 Liberty Mutual offers Auto & Home Insurance that’s easy to get and easy to understand.\u00a0<\/span><\/span><\/p>\n![\"TruStage\u2122](\"https:\/\/trustage.liveplatform.com\/CreditUnions\/ZealCreditUnion\/Orders\/Order2023-11-20121625\/MintedAssets\/TruStageAutoHomeInsurance\/display.gif\" "\\"TruStage\u2122")
<\/strong><\/span><\/p>\n\n <\/div>\n ![\"\"](\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Zeal-Auto-Photo-Only-768x1024-1-1.jpg\")
\n <\/div>\n <\/div>\n Members Home and Auto<\/h3>\n
![\"Adult](\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/03\/family_security_plan_iStock-1169662101square.jpg\" "\\"Holding")
\n <\/div>\n <\/div>\n The Family Security Plan<\/h3>\n
\nSecure your family\u2019s future with permanent protection that never expires.\u00a0 Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.<\/span><\/p>\n
\nIf your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.<\/span><\/p>\n
\nIn the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.<\/span><\/p>\n
\nFocus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*<\/span><\/p>\n
\nHandle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.<\/span><\/p>\n
\nPays money directly to you if you get hospitalized due to an illness, regardless of any other coverage you may have.<\/span><\/p>\n
\nNothing is more important to us then our member\u2019s financial future. We are happy to offer you, at no cost, the Private Passenger Accident Plan. Through this plan you will receive up to $240 per day you are hospitalized due to an accident in a private passenger automobile.** To activate your NO COST plan click below!<\/span><\/p>\n
\n** The first day of a hospital stay must occur within 90 days of the accident causing injury. The maximum hospital stay period that the benefit is paid per accident is 30 days, with said period including any re-admittance period occurring from the same accident within 180 days after discharge. Coverage available to eligible individuals annually for placement\/renewal from the ages of 18-80; upon attaining age 70, the benefit shall be reduced by 50% and upon attaining 80, coverage is terminated\/not available. Certain types of accidents and coverage are excluded.<\/em><\/p>\n\n <\/div>\n ![\"\"](\"https:\/\/www.zealcu.org\/wp-content\/uploads\/iStock-1162746673square.jpg\")
\n <\/div>\n <\/div>\n United Concordia: Invest In your Dental Health<\/h3>\n
\n