{"id":6806,"date":"2020-03-13T15:50:22","date_gmt":"2020-03-13T20:50:22","guid":{"rendered":"https:\/\/staging-1.zealcu.org\/?page_id=6806"},"modified":"2025-04-17T11:03:33","modified_gmt":"2025-04-17T15:03:33","slug":"compare-savings-accounts","status":"publish","type":"page","link":"https:\/\/www.zealcu.org\/compare-savings-accounts\/","title":{"rendered":"Compare Savings Accounts"},"content":{"rendered":"\n

Let us help you build your financial future. Our complete range of savings and investment accounts provides options, no matter your needs. Customize your accounts to fit your goals. Choose terms and investment strategies that best suit your needs. All the while, you’ll have flexible, easy access to your funds. For additional security, your savings are also insured to at least $250,000 by the National Credit Union Administration (NCUA).<\/span><\/p>\n\n\n

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Regular Membership Savings Account*<\/h3>\n
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Ease and convenience are important to you. With your Regular Savings account, you’ll have access to your account anytime with a variety of convenient tools. Online Banking and the Zeal mobile app arr available 24-hours a day. And whether you’re on the go or close to home, 30,000+ nationwide CO-OP Network ATMs are available to you. Dividends are paid and compounded quarterly, allowing you to earn competitive rates on your account. Once you have this account, all other savings plans are open to you. This basic savings plan is for all members and is the basis for your membership.<\/span><\/p>\n

* To open a Regular Membership Savings Account a one-time $2 fee is required, as well as a minimum $5 deposit into the new Regular Membership Savings Account.<\/p>\n\n <\/div>\n

\n Open Account<\/a>\n Rates<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n
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Secondary Savings Account<\/h3>\n
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Designate important savings right here. Whether it\u2019s education, vacations, holiday spending, or a down payment on a home, we make it easy for you to reach your goals.<\/span><\/p>\n\n <\/div>\n

\n Open Account<\/a>\n Rates<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n
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High Yield Savings**<\/h3>\n
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If you want your funds to be liquid at all times while earning a higher rate of return than a regular savings account, this product is for you. You’ll receive a competitive rate of return,\u00a0 convenience, and flexibility. With a balance of $2,500 or more, you can open a High-Yield \u00a0Savings Account and earn daily dividends, paid monthly. Access your funds anytime, from anywhere with our convenient banking tools. We offer a 30,000+ nationwide CO-OP Network ATMs, Debit Cards, and Online Banking.
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**Members are permitted to make six remote (online, preauthorized, telephone transfer, auto transfer) withdrawals per month with a High Yield Savings Account.<\/p>\n\n <\/div>\n

\n Open Account<\/a>\n Rates<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n
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Ultra Savings <\/h3>\n
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Increase flexibility and savings. This account earns a higher rate of interest than a Regular Savings or Money Market account. And if you don’t like tying your money up for any length of time, you’re allowed three fee-free withdrawals or transfers per calendar month. For each additional withdrawal or transfer, a $5 per-debit item fee will be assessed. The result? A premium interest rate and the liquidity you need.<\/span><\/p>\n\n <\/div>\n

\n Open Account<\/a>\n Rates<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n
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Vacation and Christmas Club***<\/h3>\n
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When it comes to setting aside money for a rainy day, we take out the work. These convenient accounts let you save gradually and earn dividends with no minimum balance requirement and no fees. You can also withdraw the funds at your convenience at any time. Whether it’s Christmas presents, school tuition, or quarterly tax payments, make saving easier.
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*** There is a maximum of six monthly remote transfers allowed for Vacation and Christmas Club Accounts.<\/p>\n\n <\/div>\n

\n Open Account<\/a>\n Rates<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n
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Youth | Rock Star Savers<\/h3>\n
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Get your kids in tune with their money and make saving a fun and educational experience. Rock Star Savers is a program especially designed to teach kids that saving money — even a little at a time — can totally rock. Anyone 11 years and younger automatically becomes a Rock Star Saver when they open a regular share account, with a $5 minimum deposit. What\u2019s more, your first $5 deposit is matched for an extra $5 reward.
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To get started you’ll need:<\/p>\n