{"id":9009,"date":"2020-03-17T14:02:31","date_gmt":"2020-03-17T19:02:31","guid":{"rendered":"https:\/\/staging-1.zealcu.org\/?page_id=9009"},"modified":"2025-07-10T17:12:07","modified_gmt":"2025-07-10T21:12:07","slug":"disclosures","status":"publish","type":"page","link":"https:\/\/www.zealcu.org\/disclosures\/","title":{"rendered":"Disclosures"},"content":{"rendered":"\n<p><span class=\"info-carousel--light\" style=\"color: #cf2c1e;\"><span class=\"intro\" style=\"color: #272727;\">Click on one of the disclosures below for full details:<\/span><\/span><\/p>\n\n\n\n<p class=\"has-orange-color has-text-color has-body-font-size\"><a href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/MembershipAgreementDisclosures.pdf\">Membership and Account Agreement<\/a> <\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-body-font-size\">     <em>(Includes Privacy Disclosure; Funds Availability Policy Disclosure; Electronic Fund Transfers Agreement &amp; Disclosure; and Truth-in-Savings Disclosure)<\/em><\/p>\n\n\n\n<p class=\"has-body-font-size\"><a href=\"https:\/\/www.zealcu.org\/zeal_funds_availability_policy_disclosure\/\">Funds Availability Policy Disclosure<\/a><\/p>\n\n\n\n<p class=\"has-body-font-size\"><a rel=\"noreferrer noopener\" href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/visa_benefits_autorental_cdw.website.pdf\" target=\"_blank\">Auto Rental Collision Damage Waiver<\/a><\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-body-font-size\"><span class=\"body\" style=\"color: #f26822;\"><a style=\"color: #f26822;\" href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/06\/zeal_Business_account_Membership_Disclosure.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Business Membership Account Agreement<\/a><\/span><\/p>\n\n\n\n<p class=\"has-body-font-size\"><span class=\"body\" style=\"color: #f26822;\"><a style=\"color: #f26822;\" href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/07\/zeal_eStatements_Disclosure.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Electronic Disclosures (eStatements)<\/a><\/span><\/p>\n\n\n\n<p class=\"has-body-font-size\"><a href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Excessive_and_Luxury_Expenditures_Policy_06.21.2022.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Excessive or Luxury Expenditures Policy<\/a><\/p>\n\n\n\n<p class=\"has-body-font-size\"><span class=\"body\" style=\"color: #f26822;\"><a style=\"color: #f26822;\" href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/06\/zeal_mobile_deposit_agreement.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Mobile Deposit Agreement Disclosure<\/a><\/span><\/p>\n\n\n\n<p class=\"has-body-font-size\"><a href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/zeal_online_banking_disclosure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Online Banking Disclosure<\/a><\/p>\n\n\n\n<p class=\"has-body-font-size\"><span style=\"color: #f26822;\"><a href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/07\/zeal_overdraft_amendment_to_membership_agreement.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"body\">Overdraft Amendment to Membership Agreement<\/span><\/a><\/span><\/p>\n\n\n\n<p class=\"has-body-font-size\"><span class=\"body\" style=\"color: #f26822;\"><a style=\"color: #f26822;\" href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/06\/zeal_schedule_of_fees.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Service Fee Disclosure<\/a><\/span><\/p>\n\n\n\n<p class=\"has-body-font-size\"><span class=\"body\" style=\"color: #f26822;\"><a href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/Zeal-Visa-Application-and-Solicitation-Disclosure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Visa Application and Solicitation Disclosure<\/a><\/span><\/p>\n\n\n\n<p class=\"has-body-font-size\"><span class=\"body\" style=\"color: #f26822;\"><a style=\"color: #f26822;\" rel=\"noopener noreferrer\" href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/2020\/06\/NCUAHowYourAcctInsured.pdf\" target=\"_blank\">Your Insured Funds<\/a><\/span><\/p>\n\n\n\n<p class=\"has-body-font-size\"><a href=\"https:\/\/home.treasury.gov\/system\/files\/306\/Equal-Opportunity-for-All-How-to-file-a-complaint-of-discrimination-poster-final-MZ.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Equal Opportunity to file a complaint, Title VI, Section 504 Requirements <\/a><\/p>\n\n\n\n<p class=\"has-body-font-size\"><a href=\"https:\/\/www.zealcu.org\/wp-content\/uploads\/LEP-Procedure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Supporting Persons with Limited English Proficiency<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Click on one of the disclosures below for full details: Membership and Account Agreement (Includes Privacy Disclosure; Funds Availability Policy Disclosure; Electronic Fund Transfers Agreement &amp; Disclosure; and Truth-in-Savings Disclosure) Funds Availability Policy Disclosure Auto Rental Collision Damage Waiver Business Membership Account Agreement Electronic Disclosures (eStatements) Excessive or Luxury Expenditures Policy Mobile Deposit Agreement Disclosure &hellip; <a href=\"https:\/\/www.zealcu.org\/disclosures\/\">Continued<\/a><\/p>\n","protected":false},"author":29,"featured_media":9045,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"views\/template-standard-page.blade.php","meta":{"_acf_changed":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"folder":[],"class_list":["post-9009","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Disclosures - Zeal Credit Union<\/title>\n<meta name=\"description\" content=\"Find out about our disclosures. Click on one of the disclosures for full details.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zealcu.org\/disclosures\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disclosures - Zeal Credit Union\" \/>\n<meta property=\"og:description\" content=\"Find out about our disclosures. 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